Commercial General Liability
If you own your own business or are a contractor, A1 Insurance offers low rates on general liability insurance that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
Commercial General Liability insurance, commonly referred to as CGL, is often combined with property insurance in a Business Owners Policy, but general liability insurance also is available to many contractors as standalone coverage. As a contractor or small business owner, it’s important to have some form of general liability insurance to safeguard your livelihood.
A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this type of situation is to make sure you carry enough general liability insurance. Some employers might also require you to carry a certain amount of general liability insurance before you can work for them.
Commercial Auto Insurance
A1 Insurance in Kansas City offers commercial auto insurance designed to suit the needs of commercial drivers or business owners that may employ drivers for transportation of cargo or construction material. We offer coverage for a variety of commercial vehicles used to conduct business including: cars, pick-up trucks, vans, landscaping trucks, utility trailers, cargo vans, flatbeds, straight trucks and more. Whether you have a small or large fleet, Kansas City business owners are required to be properly covered by a commercial auto insurance policy.
Commercial auto insurance coverage are very similar to a personal auto insurance policy, except a commercial vehicle is one that is used primarily for business. The keyword in the definition is “primarily,” because the same vehicle may be used for both personal and commercial purposes. It is important to properly differentiate a personal vehicle from a commercial vehicle.
Coverage includes Liability, Comprehensive, Collision; Uninsured / Under insured motorist, Personal Injury Protection,medical payments and many other options to choose from.
Protect yourself and your company with A1 Commercial Auto Insurance.